The thing is, I have been sending all of my extra money back to the US - if there's anything left in the account, off it goes. And we've been using our US bank account as our "savings" account - the UK one gets drained down regularly.
So it looks like somehow I need to knock £800 off of this month's budget so I can let the money sit in a UK bank doing nothing (and making crap for interest).
Grrr. Grr grr grr. If only I could use my US accounts as proof.
PS: the one thing I can say is that I'm really glad I worked two Saturdays last month and am working another one this month.
PPS: Also being out of debt right now is good. Maybe I can look at this is my starter account for my house here, which I might be able to purchase in, oh, about three more years. Or ten. If the pound keeps falling and all of the recent EU immigrants move to more lucrative shores, perhaps housing may move out of astronomical and into merely atmospheric ranges ...