I would like to see Chicago tonight. There's a 6:45 at the Varsity. Does anyone want to join us?
I could talk on about the refinance and what it means for us NOT getting the work done on our house we wanted to, but that's dumb. Instead, I'll recommend you read this great story from Money Central in which they realize that home mortgage interest deductions only actually benefit people who are already fairly well off. I sure figured that out when I was doing my taxes this year, that most of the deductions are aimed at people who are already making enough money to spend doing the things they want to deduct. Like deducting for having someone do your taxes: isn't that just kind of a giveaway for people who can afford to do that in the first place? And deducting for using your car for business purposes, but not being able to count a commute, or the money you spend on your monthly bus pass: that's something that benefits people who have enough money to afford to have a car that's 1) worth enough to depreciate and 2) spend the money driving it to whatever you can justify as a business meeting.